At Antler Wealth Management, we don’t believe in short-term transactional advice. We want to be your trusted family adviser throughout your lifetime. So, before we provide you with an advisory proposal, we like to forecast your financial future based on your current situation.

With our advanced cash flow technology, we work with you to help answer the following questions:

• Can I retire early?
• What is my shortfall?
• What is the growth required to meet my retirement income?
• How much can I afford to spend in retirement?
• How much do I need to save to afford the retirement I want?
• Can I afford a new house/new car/school fees/holidays/start a new business?
• What happens to our future in the event of a market crash/critical illness/death in the family?
• What if I move abroad/return to the UK?
• What is my Inheritance Tax liability now, and what it is likely to be in the future?

Once you understand your current situation, we can plan to improve your future with carefully considered advice and tax-efficient wealth structuring.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief is generally dependent on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.